Share
Table Of Contents
Share
Many New Yorkers consider moving to Connecticut for its natural beauty, lower cost of living, and proximity to New York City. When preparing for an out-of-state move, working with a knowledgeable local real estate agent is key to finding the perfect home and neighborhood in an unfamiliar area.
The right Buyer’s Agent will guide you through Connecticut’s housing market, leverage their connections to access off-market home listings before they hit the MLS, and provide critical info on pricing, competition, best school districts, commute times to NYC, and the unique lifestyle offered by each CT town.
Overall, Connecticut provides wonderful benefits and amenities for New Yorkers seeking an escape from the hustle and bustle of the big city. In this article, we run through the biggest questions New Yorkers have when moving to Connecticut, and include some of our favorite things about the Nutmeg state.
Reasons to Move from NY to CT
Connecticut offers many attractions over New York for homebuyers:
- Lower home prices – CT has lower home values than NY overall.
- Lower taxes – CT has lower property and income tax rates compared to NY.
- Space – Get more home for your money with larger properties.
- Outdoor recreation – CT has ample coastlines, forests, and nature preserves.
- Less urban environment – CT provides a calmer setting outside major cities.
- Community feel – CT neighborhoods have a friendly small-town vibe.
Choosing a CT Location
Key considerations when picking where to live in CT:
- Commuting – Stay near rail lines or highways to access NY for work. New Haven, Stamford, and Greenwich have direct trains.
- Schools – Research high-performing school districts if you have children.
- Lifestyle – Choose between urban centers, suburban communities, or rural areas based on preferences.
- Amenities – Check if essential amenities like shops and healthcare are accessible.
Main regions: Fairfield County (closest to NY), New Haven County, Hartford County, New London County, Litchfield County (most rural).
Finding a Home in CT
Use these tips for your CT home search:
- Get pre-approved – Being pre-approved for a mortgage makes bids stronger.
- Use a qualified Realtor – Working with a realtor familiar with the local market has its own advantages.
- Know the markets – Review home price trends and competitiveness by town.
- Start early – Begin looking 6-12 months before your move date.
- See multiple homes – View at least 10 homes in-person to evaluate options.
- Make offers quickly – Be ready to make an offer 1-2 days after viewing.
Working with a CT Real Estate Agent
Benefits of hiring a buyer’s agent:
- Local expertise – Agents know the neighborhoods and markets.
- Access to listings – Agents can show private MLS listings you cannot see.
- Negotiation help – Agents can advise on competitive bids and prices.
- Smoothing the process – Agents handle showings, contracts, and paperwork.
- Limited costs – Buyer’s agents are typically paid by the seller.
CT Cost of Living
CT cost of living varies by location:
- Housing – Housing costs are 50% higher in CT than the national average.
- Food and goods – Grocery and retail costs are on par with national averages.
- Services – Healthcare, childcare, and other services cost more.
- Utilities – Heating bills are higher in CT winters but electric is lower.
- Taxes – Property taxes are higher but income tax is lower for middle incomes.
CT Lifestyle Perks
Benefits of living in Connecticut:
- Outdoor recreation – Hiking, boating, fishing, swimming, mountain biking, and more.
- Arts and culture – Theaters, museums, galleries, music, and festivals across the state.
- Dining – Diverse restaurant scenes with every type of cuisine.
- Community feel – Strong sense of community in towns and neighborhoods.
- Scenery – Charming New England landscapes and architecture.
Things to Do in CT
Fun activities for CT residents:
- Beaches – Relax at Connecticut’s long coastlines and popular beaches.
- Hiking – Explore state parks and forests with great hiking trails.
- Skiing – Hit the slopes at ski resorts in the winter.
- Boating – Go sailing, kayaking, fishing, and more with ample waterways.
- Wine/breweries – Tour Connecticut’s famous vineyards and microbreweries.
- Sports – Catch a UConn basketball game or a Hartford Yard Goats minor league baseball game.
- History – Visit Connecticut’s many historical sites, museums, lighthouses, and monuments.
- Amusement parks – Ride rollercoasters at Lake Compounce or Quassy Amusement & Waterpark.
Moving Logistics to CT
Tips for orchestrating your interstate move:
- Find movers – Get quotes from licensed CT moving companies.
- Downsize – Declutter and donate unneeded items before the move.
- Change addresses – Submit address changes for legal, financial, and insurance accounts.
- Transfer records – Get copies of medical records, vet records, school transcripts.
- Plan timing – Make sure timing works for job start dates, school enrollment, lease endings.
- Checklists – Use moving checklists to stay organized and track tasks.
Making the Transition
It takes time to adjust to a new home state:
- Meet neighbors – Introduce yourself to neighbors to make community connections.
- Explore the area – Immerse yourself in CT culture by trying new restaurants, events, and activities.
- Find your spots – Seek out your new favorite local shops, parks, hangouts, and conveniences.
- Join groups – Meet people by joining community, hobby, sports, or social groups.
- Be patient – Allow time to feel settled and comfortable in your new surroundings.
Conclusion
The process of moving from New York to Connecticut requires extensive research and planning. While Connecticut offers New Yorkers lower costs of living, scenic landscapes, and charm, carefully weigh factors like commute times, home prices, and lifestyle preferences when choosing a town. Use a local real estate agent and moving resources to streamline the transition. Overall, Connecticut provides wonderful benefits and amenities for New Yorkers seeking an escape from the hustle and bustle of the big city. Taking the proper steps will lead to finding your ideal Connecticut home and
The commute to New York City is approximately 1-1.5 hours by car or you can take a train from the nearby town of Katonah.
Taking Metro-North is generally better since you can relax or work instead of fighting traffic. Monthly rail passes also offer discounts, but driving 1-3 times per week can break up the commute.
Norwalk, Stratford, Bridgeport, and Milford are among the most reasonably priced towns for homebuyers. Stamford also has affordable condo and rental options. Prices rise significantly heading toward Greenwich.
Top family-friendly towns include Westport, Wilton, Madison, and Glastonbury which offer highly rated schools, safe neighborhoods, amenities like parks and beaches, and reasonable commutes to NYC.
Commute times range from 35 minutes from Stamford to nearly 1.5 hours from the easternmost towns. Most Fairfield County towns have commutes between 45-55 minutes to Grand Central Station in Manhattan.
The top public school districts in southwestern Connecticut are Greenwich, Westport, Wilton, Darien, and New Canaan. All provide a high quality education coupled with reasonable commute times under two hours to New York City.
Meet Sarah Perrotti
REB.0793764
Based in Litchfield County, Connecticut, Sarah is a distinguished full-time realtor specializing in luxury properties and concierge services tailored to discerning buyers and sellers.
With a Masters degree in Social Work, Sarah brings a unique perspective to real estate, ensuring confidentiality and seamless transactions.
STAY IN THE LOOP
Subscribe to our free newsletter.
Meet Sarah Perrotti
REB.0793764
Based in Litchfield County, Connecticut, Sarah is a distinguished full-time realtor specializing in luxury properties and concierge services tailored to discerning buyers and sellers.
With a Masters degree in Social Work, Sarah brings a unique perspective to real estate, ensuring confidentiality and seamless transactions.